Terms of Use
KBK Insurance Agency and Jeff Kane Insurance Solutions Effective Date: January 1, 2026
1. Acceptance Of Terms
By accessing and using the KBK Insurance Agency website at kbkinsurance.com you agree to be bound by these Terms of Use. If you do not agree to these terms please do not use our website.
2. Use Of Website
This website is provided for informational purposes and to facilitate contact with KBK Insurance Agency and Jeff Kane Insurance Solutions. You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use and enjoyment of the site.
You may not:
Use the site for any unlawful purpose
Attempt to gain unauthorized access to any part of the site
Transmit any harmful, offensive, or disruptive content through the site
Use automated tools to scrape or collect information from the site
Reproduce, distribute, or modify any content from the site without written permission
3. No Insurance Coverage Created
Nothing on this website constitutes an offer to provide insurance coverage, a binding insurance contract, or a guarantee of coverage. Insurance coverage is only effective when a policy has been properly issued by a licensed insurance carrier and all applicable premiums have been paid. Submission of a quote request form does not bind coverage of any kind.
4. Accuracy Of Information
We make reasonable efforts to ensure the information on this website is accurate and current. However insurance products, pricing, availability, and regulations change frequently. The information on this website is provided for general informational purposes only and should not be relied upon as legal, financial, or insurance advice. Please contact our office directly to confirm current coverage options and availability.
5. Intellectual Property
All content on this website including text, graphics, logos, images, and software is the property of KBK Insurance Agency or its content suppliers and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this site without express written permission.
6. Limitation Of Liability
To the fullest extent permitted by applicable law KBK Insurance Agency and Jeff Kane Insurance Solutions shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website or any content contained herein. Our total liability for any claim arising from your use of this website shall not exceed one hundred dollars ($100).
7. Third Party Links
Our website may contain links to third party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
8. Privacy
Your use of this website is also governed by our Privacy Policy which is incorporated into these Terms of Use by reference. Please review our Privacy Policy at kbkinsurance.com/privacy-policy.
9. Disclaimers
This website and its content are provided on an as-is and as-available basis without any warranties of any kind either express or implied. KBK Insurance Agency does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
10. Changes To Terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website following any changes constitutes your acceptance of the revised terms.
11. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of California. Any disputes shall be resolved in the appropriate courts of Santa Cruz County, California.
12. Contact
Questions about these Terms of Use may be directed to:
KBK Insurance Agency 1006 Freedom Boulevard Watsonville, CA 95076 | (831)724-1085 | service@kbkinsurance.com
KBK Insurance Agency — CA License 0426333 | Jeff Kane Insurance Solutions — CA License 0H07370