Protecting What Matters Most Since 1908

KBK Insurance Agency provides personal, commercial, and group health insurance to families and businesses throughout Watsonville, Santa Cruz County and the greater Central Coast. Independent since 1908, we work for you and will be there every step of the way.

Coverage For Every Stage of Life and Business

House insured in a residential neighborhood

From auto and home to life and umbrella, we protect your family with coverage tailored to your life, not a one-size-fits-all policy.

Personal Insurance

Team meeting discussing their employee benefits

Helping small businesses offer big-company benefits. We specialize in group health, life, and voluntary benefits for employers of all sizes.

Group Health & Benefits

Outdoor restaurant with commercial insurance

Whether you're a contractor, retailer, or established employer; we build commercial coverage that protects your livelihood and your people.

Commercial Insurance

118 Years in Business • Fully Independent • Multiple Carriers • Always in Your Corner

A Name This Community Has Trusted Since 1908

KBK Insurance Agency has been more than just an insurance agency since its inception. We've been a neighbor, an advisor, and an advocate for the families and businesses we serve.

For 118 years KBK Insurance Agency has been the Pajaro Valley's most trusted independent insurance agency. Serving families and businesses in Watsonville, Santa Cruz County, and Monterey County.

As an independent agency, we work for you. That means access to multiple carriers, unbiased guidance, and coverage built around your life and your needs.

We are proud to be a family owned agency deeply rooted in this community and we look forward to earning your trust for generations to come.

Get In Touch With Our Team

Whether you have a question about coverage, need a quote, or just want to talk through your options we're here to help. Reach out and a member of our team will be in touch shortly.